We'll give you the good news first. According to unnamed sources, the FDIC will soon lift a Cease and Desist Order imposed on United Bank of Philadelphia on January 23, 2008. On the bad news front, the FDIC "accused the management of OneUnited Bank, one of the largest black-owned banks in the country, of running an unsound lending operation and ordered a top-to-bottom review of executive perks that included a 2008 Porsche and a housing allowance for a beach-front home in California." Wow. Ouch.